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Share/ Savings Rates

Annual Percentage Yield is accurate as of March 11, 2014. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • Dividend Period is calendar quarter.
  • Average Daily Balance.
  • No Account Limitations.
  • No Balance Requirements.

Rates effective for March 11, 2014 and are subject to change without notice.

Account Type Minimum Opening
Deposit
Minimum Balance
to Earn APY
Dividend Rate APY
Regular Share/Savings Accounts
$0 - 100.00 $5.00 $100.01 0.00% 0.00%
$100.01 - 1,000.00 $5.00 $100.01 0.05% 0.05%
$1,000.01 and up $5.00 $100.01 0.10% 0.10%
Club Accounts/ Christmas Club
and Vacation Club
$5.00 $100.01 0.15% 0.15%
Regular IRA Accounts
$0 - 100.00 $100.00 $100.01 0.00% 0.00%
$100.01 - and up $100.00 $100.01 0.20% 0.20%
Share Draft/Checking Accounts $100.00 $00 0.00% 0.00%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Account Disclosures & Fee Schedule.


Regular & IRA Certificates

Annual Percentage Yield is accurate as of November 14, 2012. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Terms Dividend Rate APY Monthly WD APY
6 Month 0.20% N/A 0.20%
1 year 0.30% 0.30% 0.30%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Account Disclosures & Fee Schedule.

 

*APY: Annual Percentage Yield.

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