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| Share/Share Draft Rates |
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| Share/Savings Rates |
Annual Percentage Yield is accurate
as of December 8, 2009. Rates and other terms may
change at any time without prior notice. A penalty
is imposed for early withdrawal. Fees could reduce
earnings on the account.
- Dividends will be compounded quarterly and
will be credited quarterly.
- Dividend Period is calendar quarter.
- Average Daily Balance.
- No Account Limitations.
- No Balance Requirements.
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| Account Type |
Minimum Opening
Deposit |
Minimum Balance
to Earn APY |
Dividend Rate |
Annual
Percentage
Yield |
| Regular Share/Savings
Accounts |
| |
$0 - 100.00 |
| |
$100.01 - 1,000.00 |
| |
$1,000.01 and up |
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| Club Accounts/ Christmas
Club and Vacation Club |
| |
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| Regular
IRA Accounts |
| |
$0 - 100.00 |
| |
$100.01 - and up |
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| Share Draft/Checking
Accounts |
| |
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| * For additional information regarding
the above accounts, please refer to the Truth-In-Savings
Account Disclosures & Fee
Schedule. |
| Regular & IRA Certificates |
| Annual Percentage Yield is accurate
as of December 17, 2009. Rates and other terms may
change at any time without prior notice. *$1000.00
minimum required to open Share or IRA Certificate.
After your certificate is opened, the dividend
rate is fixed for the term. A penalty is imposed
for early withdrawal. Fees could reduce earnings
on the account.
Dividends will be compounded quarterly and will
be credited quarterly.
If you close your share account before dividends
are paid, you will not receive the accrued dividends.
|
| Terms |
Dividend Rate |
Annual Percentage Yield
Monthly WD |
Annual Percentage Yield |
| 6 Month |
1.20% |
N/A |
1.21% |
| 1 year |
1.60% |
1.60% |
1.60% |
| * For additional information regarding
the above accounts, please refer to the Truth-In-Savings
Account Disclosures & Fee
Schedule. |
Click
here for the compound interest calculator or click
here for the APR calculator. |
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